The importance of termite inspections and disclosures

A termite infestation can spell disaster when buying a home, especially in the southern United States such as in Alabama. This is because homes in humid areas or located near water may be more susceptible and vulnerable to a termite infestation and termite damage. Ensuring the home is properly inspected for termites is important which is why potential home buyers should be familiar with what a termite letter includes.

What is a termite letter?

A termite letter is also referred to as a wood infestation inspection report or a wood destroying organism report. The letter will include the status of termites in, under and around the home.

The outcome of the inspection process will include either that the home is termite free according to the inspection and termite letter or that the home needs to be treated for termites. Once the home has been treated for termites, the home buyer can decide if they wish to pursue a termite bond.

Tackling termite damage

Potential home buyers and those who have recently purchased a home need to understand that homeowner’s insurance may not always cover termite damage. Because regular termite checks and inspections can typically catch problems early on and prevent further damage, or the problem from worsening, significant termite damage can signal owner neglect. Homeowners may be liable in a variety of different ways if a termite-infested home is sold.

It is important for new homeowners and those considering the purchase of a home to know how to protect themselves which can include termite litigation as a potential option. Different damages may be available through termite litigation to protect homeowners who run into a termite infestation in their new home.

 

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